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See all the homes currently for sale in Stonegate HERE.

Stonegate is one of Parker’s best neighborhoods for many reasons. Parker is a relatively newer area really only seeing major growth in the last 10 to 15 years. Stonegate real estate is one of the earliest planned neighborhoods for Parker that was started in the mid 1980’s and still not completed. There is a section on the north and south side of Lincoln Avenue.

There are three major reasons buyers like Stonegate real estate.

1. Location and ease of access to all major roads. Stonegate is approximately 20 miles to downtown making for a pretty easy commute. Stonegate is 3 miles east of I-25 and less than one mile to the E-470 toll road.

2. Award winning schools right in the neighborhood. Pine Grove Elementary school is located in the middle of the south section of Stonegate which makes it very easy for kids and parents to walk to school. Pine Grove is rated as “Excellent” for it’s student achievement and teachers.

3. Amenities! Open space, bike paths, parks, pools and tennis. Stonegate has two large pool areas. On the north side Stonegate has what is referred to by the kids as the “bucket pool” which is a zero depth entry pool for kids and adults. On the south side is the swim team pool with an additional pool for diving and slides. There is also a kiddie pool on the south Stonegate pool area. Take your choice as they are both fun! Tennis courts are lighted and ready to play. Open space, parks and playgrounds are located throughout Stonegate for family fun and get togethers. My favorite is the bike path whcih runs throughout the neighborhood and connectes with the Chery Creek Bike Trail. You can ride from Stonegate to downtown on the bike path!

Paying off my house and the BIGGEST load of CRAP in real estate.

Aug 30th 10

filed under: Castle Rock Homes, Highlands Ranch Homes, Homes for Sale, Horse Creek, Lone Tree Colorado Homes, Newlin Meadows, Pradera, Real Estate Answers, Real Estate Stats, Rental Homes, Stonegate, The Timbers

Are tax deductions worth the interest?

Should you pay off your mortgage? I think most people should.

Today I’m talking about mortgages, paying them off and what I consider to be a load of crap pushed on home buyers by the lenders of America, accountants and YES the real estate brokers.

I’ve never understood why everyone says “oh you have to have a mortgage because you get the tax write off.”

I say BS. Wouldn’t it be better to have a paid for house with no interest payment and just pay the tax?

Here’s my way of thinking and no it didn’t originate from me. I was raised by two depression era grandparents that were basically in a steady savings cycle preparing for the next GREAT DEPRESSION.

(BELOW-I may be off a little but I hope you are getting the picture. I’m going off memory as I did not go into the basement and dig out my tax returns to write this post.)

Two years ago I remember looking at my year end taxes and seeing that my wife and I had paid around $14,000 in interest to the bank over the year. I also noticed that my WONDERFUL tax deduction was around $2,400.

So basically I have to pay a bank ~ $14,000 in interest to keep from sending the government $2,400. Is this the Great American Home Tax Deduction everyone says is so wonderful? Not to mention over the life of these mortgage loans you pay hundreds of thousands in interest to get in my opinion “NOT MUCH” in the way of a deduction.

It looks like a load of goods the banks & government put together to make us feel batter about all the interest the banks charge us.

Personally I think I would rather send the government their tax and just keep all my interest. Besides living in a paid for house has got to be a GREAT FEELING. Think about it. You are recession proof. If you lost your job you could easily go work at an hourly job and make the yearly tax and insurance payments. Hopefully it would only be temporary..right?

Vacations Paid For in Advance

I talked to my accountant about ways to payoff our house and told him that over our lifetime it would save my wife and I nearly $200,000 in interest. He told me “oh, well if you do that you won’t get your deduction.” I explained my theory to him and he still tried to tell me I needed this deduction. When I asked repeatedly why I have to have this deduction he couldn’t give me a real answer. He like so many others in the country have been brainwashed into thinking that we MUST have our deduction. Again BS.

Pay your house off and live like a Prince or Princess and have your income to save, invest and SPEND as you wish. Can you imagine that?

The other side is my investment adviser. He says “Steve you need to be putting money away for retirement.” Well, we are still saving. He says all that money in the house could be earning more money in the market. REALLY. Have you seen the market? I don’t know about you but a few more of these every 10 year implosions and I’m done with “the market.” I have highly paid professionals begging for alternatives to the stock market. They all love real estate right now. YEAH.

If you have your house paid for at an early age and have the remaining years of your working life to save, invest and actually enjoy a paid for vacation how would that feel? I think it would feel pretty damn good wouldn’t it.

No matter how you do it I think paying off your home as quickly as possible is the best way to go. Here is a recent article to help prove that it isn’t just me thinking this way. A lot of Americans are starting to see the benefits of being free from all debt and especially the home mortgage.

I think this guy, Dave Ramsey, has a lot going on in his debt free classes. A few years ago my wife and I went to his Financial Freedom class in Colorado Springs. We were basically on his program without knowing it. His word is true and if you stick with it you too will live like no one else so you can then live like no one else. Think about it. If you live frugally for several years to payoff all your debt it will allow you to live the rest of your life debt free. Plus along the way you will learn tricks (personal self control) that you apply once you become debt free that will save you money after you become debt free. In our society putting off our instant gratification so we could possibly live a better and more financially rewarding life in the future is a TOUGH sell.

I’m sure there are people out there that have different circumstances, needs and investment goals so this may not apply. But I believe for the average middle class person/family this is a viable option and should be explored. Just a few years ago talking about this to friends and clients was a dead end and they all thought I was a crazy person but now they seem to be coming out of the wood work to share their new goals of paying off their house.

Steven Beam is a CRS Realtor in Parker, Colorado. See client testimonials.

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posted by Steven Beam // 1 Comment »

Howmeowners ANGRY Over Stonegate Pool Registration

Jun 9th 10

filed under: Homes for Sale, Real Estate Answers, Real Estate Stats, Stonegate

Stonegate is where I live. I love it here and generally have never had much of an issue with the HOA (Homeowners Association) until now.

“If it’s the last thing we do we will protect this POOL from NON-RESIDENTS”

OK what about the people that live here?

Apparently several homeowners were angry last year when on occasion some non residents invaded our pool. Evidently these homeowners really made a huge issues out of it and have NOW caused a major problem with pool registrations and getting pool passes.

Please understand that I am not alone in this beef. I’ve talked to dozens of homeowners through email and by phone and know that there are hundreds if not more that are just as angry.

Please feel free to leave a comment below. Click the comment link.

It seems the Stonegate HOA took it upon themselves to require that ALL Stonegate homeowners re-register this year at the same time. Ok now there are over 3500 homes in here and at least 2 people in every home plus the multiple kid homes so we are talking at least 7000 plus people. I would even guess 8000 plus people.

To register for the pool you need to do the following.

Register at the HOA website
Bring a copy of the receipt
Bring a copy of our water bill
Bring a Photo ID

First of all who keeps their water bill handy just for this occasion? We sure don’t. Yes I now know that you can have a new one emailed to you NOW but that wasn’t offered when this fiasco first started. I use my drivers license everywhere I go and can even bring them a Passport with my info but NOOOOOO not the Stonegate Pool. An official government ID wouldn’t hold up to the rigors of the Stonegate Pool ID test. I was a little disappointed they didn’t collect a hair sample for later DNA testing. Maybe next year?

They gave us time slots each week from around 6-8:00 to come get into the cattle line with our 7000+ neighbors and be prodded along until they had all the stars aligned and their computers were working perfectly. Oh and the line to get registered was wrapped around the building 5 of the 6 times we went up there to get our passes. Try that with a 2 year old when it’s bed time. This all to get our photos and check our documentation. “PAPERS PLEASE” reminds me of the old WWII movies.

In the name of all mankind we are going to protect this POOL from outsiders! Out you damn non-residents! OUT!

Wouldn’t it have been MUCH easier to walkover to the offender and ask “do you have a pool pass?” if they don’t have a pool pass tell them to leave. If that doesn’t work for the life guards then ask one of Moms sitting there and I guarantee you they will get them out. There are moms up there with 3-5 kids at a time. Those women are not afraid of anything. Worked well when I was a kid so I guess it would still work today. How hard is that?

Personally I believe the board should be punished for the ridiculous actions and overbearing requests. We all need to show up at the next HOA meeting and voice our opinions. If you want to attend here are the meeting times and locations.

Stonegate Village HOA MEETING TIME LOCATION:

3rd Wednesday of the month, 5:30 PM at the District Offices: 2 Inverness Drive East, Suite 200, Englewood, CO 80112.
The annual budget meeting is held in either October or November at the Stonegate Village Clubhouse.

Come on Stonegate HOA board! You should know better than to do this!@ Shame on you!

posted by Steven Beam // 1 Comment »

Bradbury Ranch and Auburn Hills Homes Sold Report

Jun 3rd 10

filed under: Homes for Sale, Real Estate Answers, Real Estate Stats, Stonegate

This real estate market report for Bradbury Ranch is for January 1, 2010 to June 1, 2010. This repost shows all the homes sold and closed during that period.

Bradbury Ranch is another “favorite” Parker Colorado neighborhood. A few years ago Bradbury Ranch grew in size with the addition of Auburn Hills across Mainstreet. The new sections added several hundred homes to the neighborhood.

See all homes for sale in Bradbury Ranch HERE.

Being located in the heart of Parker Colorado at the intersection of Jordan Road and Mainstreet make this an obvious chioce for home buyers in the Parker CO area. The new Chambers Road extension also allows for super quick access to I-25. Bradbury Ranch has a beautiful pool area and extensive open spaces that home buyers also seek.

Top 10 List for Parker Colorado 2010. I’ve already blown a few!

See the Full Spreadsheet Here

Total Homes Sold in Bradbury Ranch Jan 1 to Jun 1, 2010 = 22
Average Original Listing Price $276,284
Average List Price at time of sale $271,334
Average Sold Price $256,382
Average NET sold price (after seller concessions) $262.298
Highest Sold price so far $372,000
Lowest Sold Price so far $185,000
Sold Homes Volume $5,838,407
Average Price SOLD per SQFT $136

Stonegate Neighborhood Homes Sold Report

posted by Steven Beam // Please leave a comment.

Stonegate Neighborhood Homes Sold Report 1st Half 2010

Jun 2nd 10

filed under: Real Estate Answers, Real Estate Stats, Stonegate

Quickly this is a report on all the homes that have sold and closed in Stonegate in Parker Colorado since January 1, 2010. This does not include homes sold as for sale by owner.

Ideally I would post this report every quarter but honestly with two small kids and a busy real estate career blogging all the neighborhood reports quarterly is sometimes a touch overwhelming.

Every Home for Sale in Stonegate Here NOW

See the full spreadsheet here for the homes sold in Stonegate.

Total Homes Sold in Stonegate Jan 1 to May 25th, 2010 = 43
Average Original Asking Price (before price reductions) = $317,503
Average Listing Price at time of sale = $309,049
Average Sold Price $303,111
Average NET sold price (after seller contributions) $299,398
Highest sold price $460,000
Lowest Sold Price $163,000
Sold Volume $13,033,760

We are all waiting to see the impact from the Home Buyer Tax Credit expiring. If the market continues to be this active Stonegate Home Sales should see another good year. The location and amenities of this neighborhood make it a highly desirable area to live. Check out the new pool area and the massive open spaces and playgrounds.

posted by Steven Beam // 1 Comment »

Snowing in Parker Colorado. Spring Snow Storm.

Apr 23rd 10

filed under: Just Cool Photos, Stonegate

We are getting a nice Spring snow storm here in Parker. This is the view out my garage in the Stonegate neighborhood.

Parker Colorado Spring Snow

Parker Colorado-Stonegate Neighborhood

See and download the full gallery on posterous

Posted via web from Steven Beam’s posterous

posted by Steven Beam // Please leave a comment.

Stonegate Village Pool Registration-Parker Colorado

Apr 21st 10

filed under: Stonegate

Stonegate Village in Parker Colorado

If you haven’t already signed up it’s NOW time to sign up and get your NEW 2010 Stonegate Village pool pass. The old passes will not work. As I’m sure you know we have a lot of new additions to the SOUTH pool including a new clubhouse, kiddie pool with a massive twisting slide and zero depth entry pool.

To sign up go to www.SVMD.com and hit the POOL Registration link. You will need your water bill #.

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posted by Steven Beam // Please leave a comment.

Parker Colorado Real Estate Market Update

Apr 20th 10

filed under: Highlands Ranch Homes, Homes for Sale, Lone Tree Colorado Homes, Real Estate Answers, Real Estate Stats, Stonegate, The Timbers

Parker Colorado Real Estate Update

The real estate market in Parker Colorado and South Metro Denver is on fire. The current market activity reminds me of the late 1990’s and the early 2000’s.

My listings are going under contract at record speed and the inventory for buyers is shrinking compared to 2 years ago. I have also noticed that the homes that are for sale have been well maintained as the sellers have really worded hard to get them into show quality condition. I’m noticing updates on homes that were not previously there such as granite, tile and new carpet and paint.

“I see many homes back on the market now that were listed last year with unrealistic asking prices and definitely not in show condition. These homes have been spruced up and re-listed for sale with new lower prices.”

I seriously need more homes/listings for the current demand. Call so we can sell your property. Steven Beam 303-941-4663.

All indications point to a great year in real estate sales. Enjoy 2010!

Sincerely,

Steven Beam, Parker Colorado Realtor.

posted by Steven Beam // 1 Comment »

The Home Buyer Tax Credit is Going Away!

Apr 2nd 10

Home Buyer Tax Credit

I guess we can all kiss the government Home Buyer Tax Credit bye, bye, bye. From the reports I’ve read and information I’ve heard it appreas to be going away with not much of a chance for a second extension.

NAR , The National Association of Realtors, appears to have given up hope of getting it extend and posted this information on a website.

“NAR has had extensive discussions with congressional allies and concluded that an additional extension of the tax credit is unlikely. While lawmakers recognize that the tax credit helped stabilize the market, it appears that much of the benefit has been realized. NAR is now focusing on improving the availability of financing.”

Well that sure is a bummer but at least we know they are going to now try and work out the many wrinkles in the mortgage industry. This should be interesting going forward.

Congratulations to all you buyers and sellers that took advantage of the tax credit and received your benefits.

Steven Beam is a member of the National Association of Realtors.

posted by Steven Beam // Please leave a comment.

Stonegate Neighborhood Pool Additions Almost Complete!

Apr 2nd 10

filed under: Real Estate Answers, Stonegate

New Clubhouse for the Stonegate Pool

Stonegate neighborhood in Parker Colorado is receiving a massive remodel/face lift/addition to the “SOUTH” pool and looks like it should be completed pretty soon. My kids are excited and cannot wait for the new kids pool.

This was a total shock to most residents as most had no idea this was even on the schedule to be done. Even better it didn’t cost any Stonegate homeowners any extra money.

I can’t wait to see the inside of this new clubhouse and pool are when it’s done. I can see that there will be some nice parties this summer in this new space.

There is no doubt that this massive improvement will help the home sales in the Stonegate neighborhood.

Current Stonegate home for sale 15972 Crestrock Circle.

2009 Yearend Market Report for Stonegate in Parker CO.

posted by Steven Beam // 1 Comment »

15972 Crestrock Circle-Stonegate home for sale in Parker, CO

Mar 20th 10

filed under: Homes for Sale, Stonegate

Stonegate in Parker Colorado

MAP 15972 Crestrock Circle, Parker Colorado 80134 MAP

Located in Stonegate in Parker Colorado. Stonegate is an ideally located neighborhood in Parker at the cross roads of Jordan Road and Lincoln Avenue approximately 3 miles East of I-25 and the Light Rail Station.

MLS # 863652

Price $360,000