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Success Begins With Written Goal Setting
Nov 10th 11
Hitting your target with goals.
Every year around this time I complete one of my most favorite tasks. I set my business and personal goals for the coming year. I also check in to see how I’m doing on the goals I set for myself last year. Even though I periodically check in on my goals throughout the year it never hurts to re-read them and check progress.
I actually constantly think about my goals and run them through my head to keep myself on track. I do this when I’m in the car or waiting for a meeting to begin. I’ve even thought about putting them in my iPhone so I can re-read them more often.
“I’m such a believer in written goals simply because I have proven to myself that without written goals I’m doomed for the year and my personal and professional growth will falter.”
Setting Goals and actually writing them down for the New Year is probably one of the most inportant things you can start doing right now. I know it is only November but it’s time to get started.
Did you know that studies have been done by Harvard Business School?
“It’s been studied that people with written goals have a 10 times higher success rate than People without written goals.”
The process it simple and the results come naturally if you take the time to write down the goals and review regularly.
Start with what you want to accomplish in your work. Figure out what you need to do to make the end result happen. For me in Real Estate I work my numbers backwards. I figure out what I want to earn in a year, figure out how many transactions that will take to accomplish and what activities I need to be doing to bring in the business to fulfil my goals. Sounds easy and it really is.
If you are new to your current business it may take a little longer to figure out your numbers but I’ve been in Real Estate for 12 years so I know my numbers pretty well. Learning your numbers and knowing them well will save you time in the future and also help you track your goals throughout the year much easier. Always know your numbers.
I also write down what I want to accomplish personally. Years ago my biggies were things like payoff debt or have no credit cards ever again and eliminate all current consumer debt on the cards. Take a vacation with my family to the beach. Go camping and fishing with my kids at least 2 times in the summer. Whatever it is you need to write it down and see it regularly so you remember to do it and keep it top of mind.
Years ago my wife and I had a written goal to save 20% for a down payment on a new home and buy that new home within the next 10 months. Guess what. We did it.
Sometimes my initial list of goals is so long and so ridiculous I could never accomplish all of them. That’s when I take a knife to my list and make it more manageable and reasonable.
Make you goals attainable. I’ve seen people in goal setting and business planning classes say “I want to make a million dollars.” Great but can you really attain that this year? Maybe not so why not try to better yourself from the previous year and work your way up to the end goal. Making a million isn’t unattainable but maybe it is for one year. How about putting that in your 5-10 year goal setting plan?
Once I have my list whittled down to a reasonable list I type it up and laminate it. Yes I actually take it to Staples and have them laminate the goal sheet.
Then I place the laminated goal sheet either on the wall near my desk or in my middle drawer in my desk. This will cause me to see it regularly.
This isn’t rocket science but it works. It works for me and I know it can work for you. Try it and I know you will be surprised at all the items you achieve in one year.
Personal Note from Steven Beam: In years where I have slacked and not written my goals down I have floundered terribly. I see drastic drops in business and a lackluster personal life. I believe in goal setting.
Luxury Custom Home Buyers Love The Timbers in Parker CO.
Mar 1st 11
Beautiful Custom home in The Timbers
At some point in our lives most of us consider or at least dream of owning or building a custom home. I know I have. In Parker Colorado we have the top selling custom home community in the entire Denver Metro area. The Timbers. The Timbers is located in the The Pinery which is a 27 hole golf community in South Parker Colorado. Usually once I bring a home buyer into the The Timbers the neighborhood sells it’s self.
See every home currently for sale in The Timbers
The Timbers Custom homes in Parker Colorado
Beautiful rolling hills, wildlife, views of the Denver, Colorado Front Range and a forest of Ponderosa Pines draw people from the typical suburbs to The Pinery and The Timbers. The Timbers is typically custom and semi-custom homes priced from the $600,000’s up. Most of the full custom homes are selling from the $700’s to $1.2 Million range with others well above the $2 million mark.
Yes there are still lots available for purchase so you can dirt start your dream home. With several great custom home builders to choose from you should be able to have your choice of design and builder. I know for a fact that there are still several very good view lots available too.
People always ask why move into The Timbers versus Pradera Golf Club. I can only say it’s personal preference. The Timbers does have direct views onto the mountains and Front Range and I believe many relocation buyers transferred in to our area really want to get the full Colorado experience and must have the big mountain views. Why not.
Custom Homes in Parker Colorado
The day I wrote this (March 2011) you still have the ability to join both the Pinery Golf Club and The Club at Pradera. Memberships are still available and most of my golf enthusiast clients do end up joining both clubs. Hey why not have access to the new clubhouses at both courses and the ability to play 45 holes of beautifully designed golf course. Count me in.
The Pinery & Timbers Homeowners Association is rock solid too. Expect to pay about $200 a year for HOA fees and yes I did mean per year not per month.
The taxes in The Timbers are also a blessing. The Timbers taxes are about %40 to 50% less than Pradera. Unfortunately Pradera is paying off bonds associated with the building of the neighborhood.
Basically with prices depressed from the real estate market downturn and interest rates down coupled with the fact that lenders are NOW lending money to high end luxury home buyers I would say that it is a super time to check out that luxury custom home you have been dreaming about.
I ran the numbers for The Pradera Golf Club and over the past 4 years prices on luxury homes over $750,000 are down $12.83% from their high in 2006/2007. I will soon post the figures for the 4 year sales stats for The Timbers but you will need to check back for that information or call me (Steven Beam 303-941-4663) for an email copy. I will post it soon.
If you are considering selling your home I would love the opportunity to earn your business. Here is a preview of a recent sale and a testimonial from a recent luxury home seller.
New Price on this Aurora Colorado Home For Sale!
Jan 3rd 11
For a showing or additional information Call Steven Beam at 303-941-4663. Realtor, CRS.
15896 Quarry Hill Drive – Stonegate Homes For Sale
Nov 28th 10
Asking Price $337,000
Bedrooms 4
Bathrooms 3
Video-10427 Longleaf Drive. Parker home for Sale
Nov 9th 10
Asking Price $340,000.
5 bedrooms
4 bathrooms
Over 3400 Finished Square Feet.
FULL Listing PDF File
Spanish Peaks Enduro, Trinidad Colorado 2010. Fun things to do.
Oct 23rd 10
Spanish Peaks Enduro Colorado
October 17th, 2010 was my first ever Rocky Mountain Enduro Circuit event. I have never entered an Enduro but have always wanted to give it a try. With very little effort I was able to talk my good friend and riding buddy Kelly Patterson into joining me on this adventure.
We were both pumped and ready to go.
For our group we had to complete two laps of ~ 23 miles. Doesn’t sound like too much does it? Well trust me completing nearly 50 miles of this terrain in the amount of time they give you is not easy. Your bike and your body all have to be in good shape and not to mention your head.
The conditions were dusty , dry and made for a very serious vision problems in certain areas. The course was well laid out and was as fun and demanding as you would expect from an enduro race. About 50% of the race is done below ground level in the creek bottoms, ditches and wash outs you normally find in desert riding.
I’ll post several links to videos of the ride below so you can see firsthand how much fun/difficulty is involved.
MORE VIDEOS BELOW
Video 2 Spanish Peaks Enduro 2
Congratulations to Kelly for completing the race and earning his finishing pin. I can tell you he was one beat down tired guy when he finished. A few Ibuprofen later he was back in action. I’m sure he was glad to be done.
I had the miss fortune of breaking my hand two miles into the first 23 mile lap. Yes I completed the first 23 mile lap but did not even start the second lap… too much pain to handle. I hope to earn a finishing pin next year.
I loved the ride and the people we met and highly recommend this to anyone that has always wanted to give it a try. Frame Twisters Motorcycle Club and RMEC really do a nice job. Thank you!
Start of the Spanish Peaks Enduro, Trinidad, Colorado 2010.
Video of the Enduro Cross Section Spanish Peaks
Parker Colorado Townhome for Rent
Oct 20th 10
Stonegate Neighborhood Parker Colorado Homes Sold
Oct 13th 10
Stonegate Neighborhood Market Report for Homes Sold from Jan 2010 to October 2010.
Parker, Colorado
- Homes Sold in Stonegate = 80
- Average Total Days on Market = 45
- Lowest Price Stonegate Home Sold = $163,000
- Highest Price Stonegate Home Sold = $490,000
- Average Stonegate Sales Price = $311,137
- Total Volume of home Sales in Stonegate = $26,757,759
- Average Price Per Square Foot in Stonegate = $140
See the FULL SPreadsheet Here for Homes Sold in Stonegate
Stonegate is located in Douglas County Colorado in the town of Parker.
Need HELP with a Douglas County Colorado Short Sale?
- Get Help With your Colorado Foreclosure.
- Colorado Foreclosure time line.
- I can’t make my mortgage payments so what now?
- Find out the market value of your property now.
- How do I Price My Colorado Short Sale ?
- Short Sale Scams in Parker Colorado
Should I Short Sale My Parker, CO Home Before Foreclosure?
Oct 13th 10
Parker Colorado Home Values
“Will a short sale help me sell
my Parker Colorado home?”
In today’s changing and declining real estate market it is becoming increasingly more difficult for many homeowners to sell their homes and fully satisfy the mortgages on the property as well as pay all the closing cost related to the sale.
Email Lou for quick answers to your short sale questions.
- Get Help With your Colorado Foreclosure.
- Colorado Foreclosure time line.
- I can’t make my mortgage payments so what now?
- Find out the market value of your property now.
- How do I Price My Colorado Short Sale ?
- Short Sale Scams in Parker Colorado
More and more Parker, Colorado homeowners are looking to short sales to enable them to sell their properties. Not everyone can qualify for a short sale on their property. The lender typically is not willing to provide a discount on a performing mortgage with a strong borrower. Certain conditions must be met before a lender will qualify a borrower for a short sale.
Here are the general conditions for a short sale qualification:
• You must provide proof that you are experiencing a hardship through such things as unemployment, marital problems or medical issues.
• You must show that the value of your property has fallen so the lender can justify the sale of the property at the present market value.
• You must provide evidence that you are behind or about to fall behind in your mortgage payments.
• You must not have substantial assets that the lender can view as a resource to pay your ongoing mortgage obligation.
• You must have a qualified buyer to purchase the property. Your Realtor can provide a buyer from their listing and marketing of the property. This typically is not a problem.
• The lender must agree to the short sale.
By pricing the property in relation to a negotiated short sale discount the homeowner is able to attract qualified buyers who are looking for a competitive price on their new home or investment. With the multitude of short sale and bank owned properties currently listed for sale a short sale discount may be the best avenue for a homeowner to market and sell their home.
Short sales are a specialized form of real estate transaction. A homeowner should work with an experienced and qualified Realtor who specializes in this type of transaction. Your Realtor and their staff will insure that all of the elements of this transaction will take place properly.
Common Foreclosure and Short Sale Terms-Parker Colorado
Oct 12th 10
Parker Colorado Short Sales and Foreclosures
Understanding the terms used in foreclosure.
Every Parker, Colorado homeowner facing a possible short sale or foreclosure needs to know this information about options and possibilities that can help you take control of your situation.
Too often in Parker and Douglas County Colorado I see homeowners to ashamed or embarrassed to seek out help before it’s too late. Don’t let your home go to foreclosure when there may be another option to get you out in one piece. Short Sale.
When homeowners are facing hard times and need to consider a work out with their mortgage lender there are a number of directions that can be taken. Understanding the terms associated with those options is critical if you are going to begin discussions with your lender.
There are two roads you can take when doing a work out with your lender.
Options when you can keep your home.
Reinstatement or Cure:
Your lender may allow you to make a lump sum payment to bring your mortgage current if you can show that funds from a tax return, bonus, or other source may be available in the near future. Many homeowners facing a family hardship typically do not have this option available to them.
- Get Help With your Colorado Foreclosure.
- Colorado Foreclosure time line.
- I can’t make my mortgage payments so what now?
- Find out the market value of your property now.
- How do I Price My Colorado Short Sale ?
- Short Sale Scams in Parker Colorado
Forbearance:
When a hardship has been overcome and the borrower’s income has returned, a forbearance may be available from their lender. This forbearance provides for the borrower to restart making the original payments on the existing note. An additional fee is added to the base payment in an effort to repay the delinquent principal and interest to the lender. This added payment can be added for a period of a few months to a few years depending on the amount of the deficiency and the ability of the borrower to repay.
Partial Claim:
This remedy is only available for an FHA insured loan. HUD/FHA has a provision which provides a onetime relief for the borrower to agree to an interest free loan for the deficiency amount. This loan is a second position note and does not have to be repaid until the property sells and the original FHA loan is paid.
Loan Modification:
The primary loan modification program in place today is the Making Homes Affordable program. This program is administered by HUD and provides incentives to the lender to modify federally insured & guaranteed loans (FHA & VA). The arm of this program associated with moan modification is called Home Affordable Modification Program or HAMP. Typically a HAMP modification will require the borrower to enter into a temporary arrangement with the bank to modify the mortgage for a period of typically 9 months. If the borrower is able to comply with the temporary program thy may be permitted to enter a permanent modification on their original loan. The borrower must be employed and able to show a verifiable income and the ability to pay to be accepted into this program.
Options when you cannot keep your home.
Foreclosure:
A foreclosure is the end result of the process the lender takes to recover the property after a loan default and all the legal remedies have been exhausted. The foreclosure will result in the most negative impact on the borrower’s credit and remains on his credit report for a period of up to seven years. The foreclosure also does not restrict the lender from perusing a deficiency judgment against the borrower for any deficiency left on the loan after they resell the property and all the fees and expenses have been paid. The only relief the borrower would have from this judgment would be bankruptcy.
Deed in Lieu of Foreclosure:
A remedy offered from the lender to the borrower in a situation where the lender is perusing a foreclosure on the borrower’s property. The Deed in Lieu of foreclosure gives immediate title and possession to the property to the lender so they can begin marketing it for sale. The benefit to the borrower is that, if they leave the property in good condition, the lender can pay them for some or all of their moving expenses and agree not to file a deficiency judgment against them personally.
Short Sale:
A very commonly used vehicle to provide for the sale of the property to a new buyer before the lender takes back the property through the foreclosure process. Most lenders have become very receptive to working with the borrower and their Realtor to facilitate the short sales so they are not additionally burdened by an increase to the number of properties they now own and are trying to sell in this market. The short sale will cancel any foreclosure action by the bank and typically provide for a quicker credit recovery for the borrower.
Short sales are a specialized form of real estate transaction. A homeowner should work with an experienced and qualified Realtor who specializes in this type of transaction. Your Realtor and their staff will insure that all of the elements of this transaction will take place properly.
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