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Archive for the 'Real Estate Answers' Category
Closing Costs Seller’s Settlement Sheet. What do the numbers mean?
Jun 25th 09
Thinking about buying or selling a home in the Parker, Colorado area? Here are answers to the most often asked questions I receive about the real estate transaction. Real Estate closing fees and mountains of numbers on your settlement sheet at closing can be quite overwhelming. What I’ve done is enlisted the help of good friend Jim Renshaw [EMAIL JIM or 303-906-1915] over at Land Title here in Parker, Colorado to help explain the fees and what they mean.
Land Title Parker Colorado
Settlement Figures Explained
Seller – Conventional Loan
FHA & VA Real Estate Transaction Costs are discussed below.
See the FULL Real Estate Closing Costs Spreadsheet Here!
For FHA transactions the seller may also be REQUIRED to pay the following BUYER costs.
- Tax Service Fee: $75
- Document Preparation Fee: (if lender prepares) $150 to $295.
- Underwriting Fee: $100.
For a VA loan real estate transaction the SELLER may be REQUIRED to pay the following BUYER costs.
- Loan Closing Fee: $250
- All of the real estate clsoing fee: $250
- Tax service fee (if lender charges this) $75
- Document Preparation Fee (if lender prepares them) $150 to $350.
- Underwriting Fee: $100 to $500.
Thank you to Jim Renshaw at Land Title here in Parker, Colorado for providing these facts.
Land Title Office Locator CLICK HERE.
Short Sale Homes for Sale – Are they worth it?
Jun 12th 09
Short Sale Problems
I was going to write about short sale success stories but I was talking with another real estate broker in Parker, Colorado and decided to vent some of the current frustrations about selling or buying a short sale home. I believe that over the past two years some brokers have had such a hard time paying the bills that they have resorted to dirty deals and crooked tactics to get a pay check. Below I will list a few thoughts, frustrations, suggestions and plain old law breaking you need to know. I would highly recommend asking these questions to your buyer’s agent or sellers agent before listing or buying your Parker Colorado Home for Sale.
Positive News for Denver Real Estate
Jun 11th 09
Here are some really great articles showing that the Colorado Real Estate and housing woes may hopefully be working towards an end. Colorado lead the nation into this housing bust by nearly two years. Colorado Real Estate was leading the nation in foreclosures at a time when the rest of the country [east and west coasts were appreciating at unsustainable rates] so it’s only natural that we will pull out if this mess before the rest of the nation. This just proves the point that ALL REAL ESTATE IS LOCAL. Listening to the nightly news when they report national housing stats as though they are local news really has little meaning to your local market so beware of what you take from those wild news reports. Many areas of the Denver Metro are experiencing huge buying surges.
I normally do not like to re post articles from other sources but Jim Renshaw from Land Title makes it too easy to share these with you now.
Denver Tops Rebounding Housing Markets Barbara Corcoran highlights Denver as the number one recovering housing market on NBC’s Today Show saying, “Everything about Denver is pointing Up, Up, Up!” watch video here
Jobs May Recover First in Colorado: If you want to be in the right place when the recovery starts, that place may be in Colorado, Idaho, Oregon, Texas or Washington. The recession didn’t start at the same time in every state, and it won’t end at the same time either. A new forecast from Moody’s Economy.com predicts that jobs growth will return first in those five states, starting in the last quarter of this year. read more here
Colorado Business Conditions Improve, Goss Index Shows: A monthly indicator of expected business activity in Colorado improved in May to its highest level in several months, Creighton University economist Ernie Goss said Monday in his monthly regional Business Conditions Index survey. read more here
City of Grand Junction Selected as Large Community of Year: GJEP nominates City based on economic development accomplishments. Each year EDIE awards are given by the Economic Developers Council of Colorado (EDCC) to acknowledge individual, corporate and community contributions to the economic development of Colorado. read more here
Boulder Named “#1 Town to Live Well” by Forbes: Data came from ZoomProspector.com, a San Francisco-based consulting firm specializing in corporate relocation. It evaluated areas of the country with less than 100,000 people and named Boulder as number one town. read more here
Pending Home Sales Increase Nearly 7 Percent: The Pending Home Sales Index, a forward-looking indicator based on contracts signed in April, rose 6.7 percent to 90.3 from a reading of 84.6 in March, and is 3.2 percent above April 2008 when it was 87.5.Lawrence Yun, NAR chief economist, says buyers are responding to very favorable market conditions. “Housing affordability conditions have been at historic highs, but now the $8,000 first-time buyer tax credit is beginning to impact the market,” he says. “Since first-time buyers must finalize their purchase by November 30 to get the credit, we expect greater activity in the months ahead, and that should spark more sales by repeat buyers.” read more here
Great Article on Colorado from The Economist: read more here
Client Testimonials for Real Estate Broker Steven Beam
Apr 29th 09
Previous Client Testimonials
Real people speaking in their own words.
Helping Hand
Scott & Shawn O’Brien-2011 – Current NFL Coach and Pradera Custom Home Seller. $1.2 Million – Previous Broncos Coach Current New England Patriots Coach
Actually this testimonial was written on letter head so here is a link to the actual letter.
Carolyn and Lou Fuentes-Highlands Ranch – August 2009
- Thank you so much for the Lowes Gift Card. It will certainly be put to good use! We can’t thank you enough for helping make our move to Colorado so easy!
Bridget Langkamp -2009
- Steve is diligent and hard working and is always a team player. We can rely on him implicitly working transactions together.
Ripton Melhado -2009
- My wife and I had the pleasure of working with Steve when we lived in Denver. He helped us purchase and later sell out home as we relocated with my job. His commitment and care to our family unit during the sale of our home was what was most impressive. He was and continues to be top shelf in our books and we wish him the very best.
Jerri-Lynn Newell -2009
- Steven is one of the hardest working individuals I know. He demonstrates the highest integrity and honesty. Definitely someone I would want working for me!
Amber Scott – 2009
- Steve Beam was my real estate agent when I purchased my first home. He was very thorough and very patient. I had my heart set on one specific neighborhood and many of the homes were not fitting into my budget or they needed too much work. Steve introduced me to my neighborhood. I love it. I am close to the Interstate, the Cherry Creek path and just 8 miles from downtown. Steve helped me find a great home in a great neighborhood. He walked me through the contract and didn’t just want signatures, he was willing to educate me about the things I did not know. He recommended a great home inspector and even attended the home inspection. Even after I bought my home, Steve was there to answer all of my questions. Three friends of mine have worked with Steve to buy a home and they all really enjoyed working with him as well.
Jodi Tafoya – 2009
- Steve is a loyal hardworking honest realtor. Being a Mortgage Broker I never have any problems referring my clients to Steve. Every time I have, my clients have been very happy with him. Steve is a team player and is an asset to the business.
Jamie & Katie Giger – 2008
- Thank you for you patience and hard work. We really enjoyed the experience for finding and buying our new home. We love our home thank you!
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